Reference

BR-50 Credit transfer requires a payment account identifier

A Payment account identifier (BT-84) shall be present if Credit transfer (BG-17) information is provided in the Invoice.

This is an EN 16931 core rule. BR-50 checks the credit transfer group (BG-17): once cac:PayeeFinancialAccount is present, its cbc:ID (BT-84), usually the IBAN, must not be empty. The difference from BR-61: BR-50 fires on an account group that is present but empty, while BR-61 fires when payment means code 30 or 58 has no account identifier at all. A typical cause is an export that writes an empty account element because the IBAN field in the master data is blank. In CII, BT-84 is ram:PayeePartyCreditorFinancialAccount/ram:IBANID or ram:ProprietaryID.

Solution

Provide cac:PayeeFinancialAccount/cbc:ID, usually the IBAN, for every credit transfer payment means group.

Quick actions

Validate XML Convert invoice

Valid Examples

BT-84 = DE89370400440532013000 with credit transfer

Invalid Examples

cac:PayeeFinancialAccount is present but its cbc:ID is empty or missing (<cac:PayeeFinancialAccount/>)

Code Examples

Valid XML

<cac:PaymentMeans>
  <cbc:PaymentMeansCode>58</cbc:PaymentMeansCode>
  <cac:PayeeFinancialAccount>
    <cbc:ID>DE89370400440532013000</cbc:ID>
  </cac:PayeeFinancialAccount>
</cac:PaymentMeans>

Invalid XML

<cac:PaymentMeans>
  <cbc:PaymentMeansCode>58</cbc:PaymentMeansCode>
  <cac:PayeeFinancialAccount/>
</cac:PaymentMeans>

Affected Fields

BT-84 Payment account identifier

Validation Tools

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