Reference
Markdown exportBT-90 Bank assigned creditor identifier
Creditor identifier used for direct debit collection.
Quick answer
Delivery and payment
Delivery dates, payment means, and the operational context around settlement.
Quick actions
In plain language
This identifies the collecting creditor in SEPA direct debit flows.
What you usually enter here
SEPA creditor identifier
Typical valid values include: DE98ZZZ09999999999
Required by BR-DE-30 when direct debit group BG-19 is present.
Where the field sits
- Invoice
- cac:AccountingSupplierParty
- cac:Party
- cac:PartyIdentification[cbc:ID/@schemeID="SEPA"]
- cbc:IDBT-90
- rsm:CrossIndustryInvoice
- rsm:SupplyChainTradeTransaction
- ram:ApplicableHeaderTradeSettlement
- ram:CreditorReferenceIDBT-90
What goes wrong often
Relevant rule codes: BR-DE-30
Valid Examples
- DE98ZZZ09999999999
XML mapping and field facts
Open the technical reference if you need XML paths, validator rule codes, legal wording, or schema-specific mapping details.
Field ID:
BT-90
Data Type:
identifier
Cardinality:
0..1
Requirement:
Optional
Max Length:
35 characters
XML Implementation
/Invoice/cac:AccountingSupplierParty/cac:Party/cac:PartyIdentification[cbc:ID/@schemeID="SEPA"]/cbc:ID/rsm:CrossIndustryInvoice/rsm:SupplyChainTradeTransaction/ram:ApplicableHeaderTradeSettlement/ram:CreditorReferenceIDValidation Rules
BR-DE-30
Bank assigned creditor identifier (BT-90) is required when direct debit is used
Next step
Check whether your XRechnung sets BT-90 correctly
Upload the XML file to the free validator. It applies the KoSIT rules for XRechnung 3.0 and names each finding with its rule ID, for this field for example BR-DE-30. Creating a new invoice instead? The converter checks the invoice against the same rules and shows the findings before download.
Free, no account needed. XML file up to 2 MB.