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Guide · 2026-05-16

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Payment and IBAN problems

Bank transfer invoices normally need structured payment method and payment account data such as IBAN.

What you may see

  • Payment instructions are required
  • IBAN is required for credit transfer
  • Invalid IBAN format
  • Invalid IBAN checksum
  • Payment means type is missing
  • Skonto or payment discount format is invalid

What this means

When an invoice says it should be paid by bank transfer, the e-invoice usually needs structured payment instructions. That normally includes the payment method and the payment account identifier, such as an IBAN.

What to check

  • Payment method
  • IBAN
  • BIC, if present or required by the recipient
  • Payment terms
  • Early-payment discount wording