# BT-88 Payment card holder name

Name of the payment card holder when card payment details are used.

## Quick answer

> **Delivery and payment**: Delivery dates, payment means, and the operational context around settlement.

- [Validate XML](/en/xrechnung-validator?source=resource&bt=BT-88)
- [Convert invoice](/en/pdf-to-xrechnung?source=resource&bt=BT-88)

## In plain language

Name of the payment card holder when card payment details are used.

Name of the payment card holder when card payment details are used.

This field supplements BT-87 in the uncommon cases where structured invoices include card-payment data.

## What you usually enter here

Card holder name

Typical valid values include: Maria Muster

Optional according to EN 16931-1.

## What goes wrong often

Avoid values like:

## Examples in context

This field supplements BT-87 in the uncommon cases where structured invoices include card-payment data.

Optional according to EN 16931-1.

## Valid Examples

- Maria Muster

## Related Fields

This field supplements BT-87 in the uncommon cases where structured invoices include card-payment data.

- [BT-87 Payment card primary account number](/resources/xrechnung/bt-87-payment-card-primary-account-number)

## XML mapping and field facts

Open the technical reference if you need XML paths, validator rule codes, legal wording, or schema-specific mapping details.

### Field ID:
BT-88

### Data Type:
text

### Cardinality:
0..1

### Requirement:
Optional

### Max Length:
100 characters

### Since Version:
Optional

## XML Implementation

### UBL 2.1 Syntax
```
/Invoice/cac:PaymentMeans/cac:CardAccount/cbc:HolderName
```

### CII (UN/CEFACT) Syntax
```
/CrossIndustryInvoice/SupplyChainTradeTransaction/ApplicableHeaderTradeSettlement/ram:SpecifiedTradeSettlementPaymentMeans/ram:ApplicableTradeSettlementFinancialCard/ram:CardholderName
```

## Create an XRechnung from your PDF

The converter reads the invoice and shows the fields it found before download, so you can check and correct the values. No PDF? Fill in the XRechnung directly in the form.

- [Convert invoice](/en/pdf-to-xrechnung)
- [Fill in XRechnung in the form](/en/create-xrechnung)

Download requires an account. Subscriptions from €10/month with annual billing (excl. taxes), or €5 per conversion (excl. taxes) without a subscription.

## Why the standard cares about this field

### Business Context
This field supplements BT-87 in the uncommon cases where structured invoices include card-payment data.

### Legal Requirement
Optional according to EN 16931-1.

## Official sources and tools

- [KoSIT Validator](https://erechnungsvalidator.service-bw.de/)
- [XRechnung Standard](https://xeinkauf.de/xrechnung/)
- [Test Suite](https://github.com/itplr-kosit/xrechnung-testsuite)