# BT-88 Payment card holder name

Name of the payment card holder when card payment details are used.

## Quick answer

Name of the payment card holder when card payment details are used.

> **Delivery and payment**: Delivery dates, payment means, and the operational context around settlement.

## In plain language

Name of the payment card holder when card payment details are used.

Name of the payment card holder when card payment details are used.

This field supplements BT-87 in the uncommon cases where structured invoices include card-payment data.

## What you usually enter here

Card holder name

Typical valid values include: Maria Muster

Optional according to EN 16931-1.

## What goes wrong often

Avoid values like:

## Examples in context

This field supplements BT-87 in the uncommon cases where structured invoices include card-payment data.

Optional according to EN 16931-1.

## Valid Examples

- Maria Muster

## Related Fields

This field supplements BT-87 in the uncommon cases where structured invoices include card-payment data.

- [BT-87 Payment card primary account number](/resources/xrechnung/bt-87-payment-card-primary-account-number)

## XML mapping and field facts

Open the technical reference if you need XML paths, validator rule codes, legal wording, or schema-specific mapping details.

### Field ID:
BT-88

### Data Type:
text

### Cardinality:
0..1

### Requirement:
Optional

### Max Length:
100 characters

### Since Version:
Optional

## XML Implementation

### UBL 2.1 Syntax
```
/Invoice/cac:PaymentMeans/cac:CardAccount/cbc:HolderName
```

### CII (UN/CEFACT) Syntax
```
/CrossIndustryInvoice/SupplyChainTradeTransaction/ApplicableHeaderTradeSettlement/ram:SpecifiedTradeSettlementPaymentMeans/ram:ApplicableTradeSettlementFinancialCard/ram:CardholderName
```

## Why the standard cares about this field

### Business Context
This field supplements BT-87 in the uncommon cases where structured invoices include card-payment data.

### Legal Requirement
Optional according to EN 16931-1.

## Official sources and tools

- [KoSIT Validator](https://erechnungsvalidator.service-bw.de/)
- [Invoice Converter](/pdf-to-xrechnung)
- [XRechnung Standard](https://xeinkauf.de/xrechnung/)
- [Test Suite](https://github.com/itplr-kosit/xrechnung-testsuite)