# BT-88 Payment card holder name

Name of the payment card holder when card payment details are used.

## Quick answer

> **Delivery and payment**: Delivery dates, payment means, and the operational context around settlement.

- [Validate XML](/en/xrechnung-validator?source=resource&bt=BT-88)
- [Convert invoice](/en/pdf-to-xrechnung?source=resource&bt=BT-88)

## In plain language

This field supplements BT-87 in the uncommon cases where structured invoices include card-payment data.

## What you usually enter here

Card holder name

Typical valid values include: Maria Muster

Optional according to EN 16931-1.

## Where the field sits

BT-88 belongs to the Payment part of the invoice. UBL 2.1 Syntax: Invoice › cac:PaymentMeans › cac:CardAccount › cbc:HolderName. CII (UN/CEFACT) Syntax: rsm:CrossIndustryInvoice › rsm:SupplyChainTradeTransaction › ram:ApplicableHeaderTradeSettlement › ram:SpecifiedTradeSettlementPaymentMeans › ram:ApplicableTradeSettlementFinancialCard › ram:CardholderName.

## Valid Examples

- Maria Muster

## Related Fields

- [BT-87 Payment card primary account number](/resources/xrechnung/bt-87-payment-card-primary-account-number)

## XML mapping and field facts

Open the technical reference if you need XML paths, validator rule codes, legal wording, or schema-specific mapping details.

### Field ID:
BT-88

### Data Type:
text

### Cardinality:
0..1

### Requirement:
Optional

### Max Length:
100 characters

## XML Implementation

### UBL 2.1 Syntax
```
/Invoice/cac:PaymentMeans/cac:CardAccount/cbc:HolderName
```

### CII (UN/CEFACT) Syntax
```
/rsm:CrossIndustryInvoice/rsm:SupplyChainTradeTransaction/ram:ApplicableHeaderTradeSettlement/ram:SpecifiedTradeSettlementPaymentMeans/ram:ApplicableTradeSettlementFinancialCard/ram:CardholderName
```

## Create an XRechnung from your PDF

The converter reads the invoice and shows the fields it found before download, so you can check and correct the values. No PDF? Fill in the XRechnung directly in the form.

- [Convert invoice](/en/pdf-to-xrechnung)
- [Fill in XRechnung in the form](/en/create-xrechnung)

Trying it and buying a single conversion work without an account. Subscriptions from €10/month with annual billing (excl. taxes), or €5 per conversion (excl. taxes) without a subscription.

## Official sources and tools

- [KoSIT Validator](https://erechnungsvalidator.service-bw.de/)
- [XRechnung Standard](https://xeinkauf.de/xrechnung/)
- [Test Suite](https://github.com/itplr-kosit/xrechnung-testsuite)