# BT-85 Payment account name

Name of the bank account holder or payment account.

## Quick answer

> **Delivery and payment**: Delivery dates, payment means, and the operational context around settlement.

- [Validate XML](/en/xrechnung-validator?source=resource&bt=BT-85)
- [Convert invoice](/en/pdf-to-xrechnung?source=resource&bt=BT-85)

## In plain language

Use this when the buyer needs a readable account name in addition to the account identifier.

## What you usually enter here

Readable account holder name

Typical valid values include: Invoice Converter GmbH

Optional according to EN 16931-1.

## Where the field sits

BT-85 belongs to the Payment part of the invoice. UBL 2.1 Syntax: Invoice › cac:PaymentMeans › cac:PayeeFinancialAccount › cbc:Name. CII (UN/CEFACT) Syntax: rsm:CrossIndustryInvoice › rsm:SupplyChainTradeTransaction › ram:ApplicableHeaderTradeSettlement › ram:SpecifiedTradeSettlementPaymentMeans › ram:PayeePartyCreditorFinancialAccount › ram:AccountName.

## Valid Examples

- Invoice Converter GmbH

## Related Fields

- [BT-84 Payment account identifier](/resources/xrechnung/bt-84-payment-account-identifier)
- [BT-86 Payment service provider identifier](/resources/xrechnung/bt-86-payment-service-provider-identifier)

## XML mapping and field facts

Open the technical reference if you need XML paths, validator rule codes, legal wording, or schema-specific mapping details.

### Field ID:
BT-85

### Data Type:
text

### Cardinality:
0..1

### Requirement:
Optional

### Max Length:
100 characters

## XML Implementation

### UBL 2.1 Syntax
```
/Invoice/cac:PaymentMeans/cac:PayeeFinancialAccount/cbc:Name
```

### CII (UN/CEFACT) Syntax
```
/rsm:CrossIndustryInvoice/rsm:SupplyChainTradeTransaction/ram:ApplicableHeaderTradeSettlement/ram:SpecifiedTradeSettlementPaymentMeans/ram:PayeePartyCreditorFinancialAccount/ram:AccountName
```

## Create an XRechnung from your PDF

The converter reads the invoice and shows the fields it found before download, so you can check and correct the values. No PDF? Fill in the XRechnung directly in the form.

- [Convert invoice](/en/pdf-to-xrechnung)
- [Fill in XRechnung in the form](/en/create-xrechnung)

Trying it and buying a single conversion work without an account. Subscriptions from €10/month with annual billing (excl. taxes), or €5 per conversion (excl. taxes) without a subscription.

## Official sources and tools

- [KoSIT Validator](https://erechnungsvalidator.service-bw.de/)
- [XRechnung Standard](https://xeinkauf.de/xrechnung/)
- [Test Suite](https://github.com/itplr-kosit/xrechnung-testsuite)