# BT-85 Payment account name

Name of the bank account holder or payment account.

## Quick answer

> **Delivery and payment**: Delivery dates, payment means, and the operational context around settlement.

- [Validate XML](/en/xrechnung-validator?source=resource&bt=BT-85)
- [Convert invoice](/en/pdf-to-xrechnung?source=resource&bt=BT-85)

## In plain language

Name of the bank account holder or payment account.

Name of the bank account holder or payment account.

Use this when the buyer needs a readable account name in addition to the account identifier.

## What you usually enter here

Readable account holder name

Typical valid values include: Invoice Converter GmbH

Optional according to EN 16931-1.

## What goes wrong often

Avoid values like:

## Examples in context

Use this when the buyer needs a readable account name in addition to the account identifier.

Optional according to EN 16931-1.

## Valid Examples

- Invoice Converter GmbH

## Related Fields

Use this when the buyer needs a readable account name in addition to the account identifier.

- [BT-84 Payment account identifier](/resources/xrechnung/bt-84-payment-account-identifier)
- [BT-86 Payment service provider identifier](/resources/xrechnung/bt-86-payment-service-provider-identifier)

## XML mapping and field facts

Open the technical reference if you need XML paths, validator rule codes, legal wording, or schema-specific mapping details.

### Field ID:
BT-85

### Data Type:
text

### Cardinality:
0..1

### Requirement:
Optional

### Max Length:
100 characters

### Since Version:
Optional

## XML Implementation

### UBL 2.1 Syntax
```
/Invoice/cac:PaymentMeans/cac:PayeeFinancialAccount/cbc:Name
```

### CII (UN/CEFACT) Syntax
```
/CrossIndustryInvoice/SupplyChainTradeTransaction/ApplicableHeaderTradeSettlement/ram:SpecifiedTradeSettlementPaymentMeans/ram:PayeePartyCreditorFinancialAccount/ram:AccountName
```

## Create an XRechnung from your PDF

The converter reads the invoice and shows the fields it found before download, so you can check and correct the values. No PDF? Fill in the XRechnung directly in the form.

- [Convert invoice](/en/pdf-to-xrechnung)
- [Fill in XRechnung in the form](/en/create-xrechnung)

Download requires an account. Subscriptions from €10/month with annual billing (excl. taxes), or €5 per conversion (excl. taxes) without a subscription.

## Why the standard cares about this field

### Business Context
Use this when the buyer needs a readable account name in addition to the account identifier.

### Legal Requirement
Optional according to EN 16931-1.

## Official sources and tools

- [KoSIT Validator](https://erechnungsvalidator.service-bw.de/)
- [XRechnung Standard](https://xeinkauf.de/xrechnung/)
- [Test Suite](https://github.com/itplr-kosit/xrechnung-testsuite)