# BT-85 Payment account name

Name of the bank account holder or payment account.

## Quick answer

Name of the bank account holder or payment account.

> **Delivery and payment**: Delivery dates, payment means, and the operational context around settlement.

## In plain language

Name of the bank account holder or payment account.

Name of the bank account holder or payment account.

Use this when the buyer needs a readable account name in addition to the account identifier.

## What you usually enter here

Readable account holder name

Typical valid values include: Invoice Converter GmbH

Optional according to EN 16931-1.

## What goes wrong often

Avoid values like:

## Examples in context

Use this when the buyer needs a readable account name in addition to the account identifier.

Optional according to EN 16931-1.

## Valid Examples

- Invoice Converter GmbH

## Related Fields

Use this when the buyer needs a readable account name in addition to the account identifier.

- [BT-84 Payment account identifier](/resources/xrechnung/bt-84-payment-account-identifier)
- [BT-86 Payment service provider identifier](/resources/xrechnung/bt-86-payment-service-provider-identifier)

## XML mapping and field facts

Open the technical reference if you need XML paths, validator rule codes, legal wording, or schema-specific mapping details.

### Field ID:
BT-85

### Data Type:
text

### Cardinality:
0..1

### Requirement:
Optional

### Max Length:
100 characters

### Since Version:
Optional

## XML Implementation

### UBL 2.1 Syntax
```
/Invoice/cac:PaymentMeans/cac:PayeeFinancialAccount/cbc:Name
```

### CII (UN/CEFACT) Syntax
```
/CrossIndustryInvoice/SupplyChainTradeTransaction/ApplicableHeaderTradeSettlement/ram:SpecifiedTradeSettlementPaymentMeans/ram:PayeePartyCreditorFinancialAccount/ram:AccountName
```

## Why the standard cares about this field

### Business Context
Use this when the buyer needs a readable account name in addition to the account identifier.

### Legal Requirement
Optional according to EN 16931-1.

## Official sources and tools

- [KoSIT Validator](https://erechnungsvalidator.service-bw.de/)
- [Invoice Converter](/pdf-to-xrechnung)
- [XRechnung Standard](https://xeinkauf.de/xrechnung/)
- [Test Suite](https://github.com/itplr-kosit/xrechnung-testsuite)