# BT-82 Payment means text

Free-text explanation of the payment means when the code alone is not descriptive enough.

## Quick answer

> **Delivery and payment**: Delivery dates, payment means, and the operational context around settlement.

- [Validate XML](/en/xrechnung-validator?source=resource&bt=BT-82)
- [Convert invoice](/en/pdf-to-xrechnung?source=resource&bt=BT-82)

## In plain language

Free-text explanation of the payment means when the code alone is not descriptive enough.

Free-text explanation of the payment means when the code alone is not descriptive enough.

Use this field to add a buyer-friendly explanation such as “bank transfer within 14 days”.

## What you usually enter here

Plain-language payment instruction

Typical valid values include: Bank transfer within 14 days

Optional according to EN 16931-1.

## What goes wrong often

Avoid values like:

## Examples in context

Use this field to add a buyer-friendly explanation such as “bank transfer within 14 days”.

Optional according to EN 16931-1.

## Valid Examples

- Bank transfer within 14 days

## Related Fields

Use this field to add a buyer-friendly explanation such as “bank transfer within 14 days”.

- [BT-81 Payment means type code](/resources/xrechnung/bt-81-payment-means-type-code)
- [BT-83 Remittance information](/resources/xrechnung/bt-83-remittance-information)

## XML mapping and field facts

Open the technical reference if you need XML paths, validator rule codes, legal wording, or schema-specific mapping details.

### Field ID:
BT-82

### Data Type:
text

### Cardinality:
0..1

### Requirement:
Optional

### Max Length:
200 characters

### Since Version:
Optional

## XML Implementation

### UBL 2.1 Syntax
```
/Invoice/cac:PaymentMeans/cbc:InstructionNote
```

### CII (UN/CEFACT) Syntax
```
/CrossIndustryInvoice/SupplyChainTradeTransaction/ApplicableHeaderTradeSettlement/ram:SpecifiedTradeSettlementPaymentMeans/ram:Information
```

## Create an XRechnung from your PDF

The converter reads the invoice and shows the fields it found before download, so you can check and correct the values. No PDF? Fill in the XRechnung directly in the form.

- [Convert invoice](/en/pdf-to-xrechnung)
- [Fill in XRechnung in the form](/en/create-xrechnung)

Download requires an account. Subscriptions from €10/month with annual billing (excl. taxes), or €5 per conversion (excl. taxes) without a subscription.

## Why the standard cares about this field

### Business Context
Use this field to add a buyer-friendly explanation such as “bank transfer within 14 days”.

### Legal Requirement
Optional according to EN 16931-1.

## Official sources and tools

- [KoSIT Validator](https://erechnungsvalidator.service-bw.de/)
- [XRechnung Standard](https://xeinkauf.de/xrechnung/)
- [Test Suite](https://github.com/itplr-kosit/xrechnung-testsuite)