# BT-82 Payment means text

Free-text explanation of the payment means when the code alone is not descriptive enough.

## Quick answer

Free-text explanation of the payment means when the code alone is not descriptive enough.

> **Delivery and payment**: Delivery dates, payment means, and the operational context around settlement.

## In plain language

Free-text explanation of the payment means when the code alone is not descriptive enough.

Free-text explanation of the payment means when the code alone is not descriptive enough.

Use this field to add a buyer-friendly explanation such as “bank transfer within 14 days”.

## What you usually enter here

Plain-language payment instruction

Typical valid values include: Bank transfer within 14 days

Optional according to EN 16931-1.

## What goes wrong often

Avoid values like:

## Examples in context

Use this field to add a buyer-friendly explanation such as “bank transfer within 14 days”.

Optional according to EN 16931-1.

## Valid Examples

- Bank transfer within 14 days

## Related Fields

Use this field to add a buyer-friendly explanation such as “bank transfer within 14 days”.

- [BT-81 Payment means type code](/resources/xrechnung/bt-81-payment-means-type-code)
- [BT-83 Remittance information](/resources/xrechnung/bt-83-remittance-information)

## XML mapping and field facts

Open the technical reference if you need XML paths, validator rule codes, legal wording, or schema-specific mapping details.

### Field ID:
BT-82

### Data Type:
text

### Cardinality:
0..1

### Requirement:
Optional

### Max Length:
200 characters

### Since Version:
Optional

## XML Implementation

### UBL 2.1 Syntax
```
/Invoice/cac:PaymentMeans/cbc:InstructionNote
```

### CII (UN/CEFACT) Syntax
```
/CrossIndustryInvoice/SupplyChainTradeTransaction/ApplicableHeaderTradeSettlement/ram:SpecifiedTradeSettlementPaymentMeans/ram:Information
```

## Why the standard cares about this field

### Business Context
Use this field to add a buyer-friendly explanation such as “bank transfer within 14 days”.

### Legal Requirement
Optional according to EN 16931-1.

## Official sources and tools

- [KoSIT Validator](https://erechnungsvalidator.service-bw.de/)
- [Invoice Converter](/pdf-to-xrechnung)
- [XRechnung Standard](https://xeinkauf.de/xrechnung/)
- [Test Suite](https://github.com/itplr-kosit/xrechnung-testsuite)