# BT-82 Payment means text

Free-text explanation of the payment means when the code alone is not descriptive enough.

## Quick answer

> **Delivery and payment**: Delivery dates, payment means, and the operational context around settlement.

- [Validate XML](/en/xrechnung-validator?source=resource&bt=BT-82)
- [Convert invoice](/en/pdf-to-xrechnung?source=resource&bt=BT-82)

## In plain language

Use this field to add a buyer-friendly explanation such as “bank transfer within 14 days”.

## What you usually enter here

Plain-language payment instruction

Typical valid values include: Bank transfer within 14 days

Optional according to EN 16931-1.

## Where the field sits

BT-82 belongs to the Payment part of the invoice. UBL 2.1 Syntax: Invoice › cac:PaymentMeans › cbc:PaymentMeansCode @name. CII (UN/CEFACT) Syntax: rsm:CrossIndustryInvoice › rsm:SupplyChainTradeTransaction › ram:ApplicableHeaderTradeSettlement › ram:SpecifiedTradeSettlementPaymentMeans › ram:Information.

## Valid Examples

- Bank transfer within 14 days

## Related Fields

- [BT-81 Payment means type code](/resources/xrechnung/bt-81-payment-means-type-code)
- [BT-83 Remittance information](/resources/xrechnung/bt-83-remittance-information)

## XML mapping and field facts

Open the technical reference if you need XML paths, validator rule codes, legal wording, or schema-specific mapping details.

### Field ID:
BT-82

### Data Type:
text

### Cardinality:
0..1

### Requirement:
Optional

### Max Length:
200 characters

## XML Implementation

### UBL 2.1 Syntax
```
/Invoice/cac:PaymentMeans/cbc:PaymentMeansCode/@name
```

### CII (UN/CEFACT) Syntax
```
/rsm:CrossIndustryInvoice/rsm:SupplyChainTradeTransaction/ram:ApplicableHeaderTradeSettlement/ram:SpecifiedTradeSettlementPaymentMeans/ram:Information
```

## Create an XRechnung from your PDF

The converter reads the invoice and shows the fields it found before download, so you can check and correct the values. No PDF? Fill in the XRechnung directly in the form.

- [Convert invoice](/en/pdf-to-xrechnung)
- [Fill in XRechnung in the form](/en/create-xrechnung)

Trying it and buying a single conversion work without an account. Subscriptions from €10/month with annual billing (excl. taxes), or €5 per conversion (excl. taxes) without a subscription.

## Official sources and tools

- [KoSIT Validator](https://erechnungsvalidator.service-bw.de/)
- [XRechnung Standard](https://xeinkauf.de/xrechnung/)
- [Test Suite](https://github.com/itplr-kosit/xrechnung-testsuite)