# Finvoice

Finnish bank-driven e-invoicing format defined by Finance Finland; widely used in B2B and aligned with EN 16931 from version 3.0.

## Definition

Finnish bank-driven e-invoicing format defined by Finance Finland; widely used in B2B and aligned with EN 16931 from version 3.0.

## Explanation

Routes invoices through Finnish bank operators using OVT-tunnus identifiers; Finvoice 3.0 carries EN 16931 BTs and is Peppol-interoperable.

For cross-border invoicing into Finland, EN 16931 + Peppol BIS Billing 3.0 is the recommended modern path; Finvoice remains common for domestic banking automation.

## Related resources

- [Finland e-invoicing guide](/resources/countries/finland)

## Related terms

- [OVT-tunnus](/resources/glossary/ovt): Finnish electronic invoicing identifier (12–17 digits), Peppol EAS scheme 0037; built from the Finnish business ID (Y-tunnus).
- [PEPPOL BIS](/resources/glossary/peppol-bis): Business Interoperability Specifications defining document rules (commonly BIS 3.0 for invoices).
- [EN 16931](/resources/glossary/en-16931): European standard defining the semantic data model for e-invoices.